Annuities

How to Choose the Right Annuity for You

A new generation of annuities are simpler and cheaper.

Angst Over Annuities

Giving up a lump sum in favor of a series of payments may wreak havoc with our mental accounts.

Variable Annuities Without the Guesswork

A new generation of annuities are simpler and cheaper than most other annuity products.

Real Money: Should I Invest Retirement Savings in a Variable Annuity?

An annuity provides peace of mind, but involves trade-offs.

Finally, a Variable Annuity Worth Considering

Vanguard has a new guaranteed-income rider for its low-cost variable annuity that can make sense for some risk-averse investors.

An Annuity Trade Can Be Costly

Before you switch insurance contracts, make sure you carefully compare the annuities' features and fees.

The Future of Personal Finance

As the U.S. population ages and globalization creates more competition for money-management services, information technology will get smarter, too. But can tech help hedge your risks in investing and retirement planning?

New Strategies to Lock In Steady Income for Life

Convert decades of savings into regular monthly checks with annuities and longevity insurance.

Create a Paycheck With an Annuity

New retirement-income products can help turn your savings into a reliable income stream.

Split a Deferred Annuity

New rules give deferred annuity owners flexibility with their savings.

Retirement Income for Life

Find out how much you'd need to invest in an immediate annuity to get the monthly payouts you want.

What You Need to Know About Annuities

If you're confused about these products, you're not alone.

An Annuity You Really Should Avoid

Big promises but skimpy returns plague equity-indexed annuities.

Use Annuities to Pay for Long-Term Care

Individuals can now use proceeds from some annuities tax-free to pay premiums for long-term-care insurance.

Lock In Your Retirement Income

Three strategies that use annuities to guarantee monthly paychecks for life.

Which Type Is Right for You?: Immediate Fixed Annuities

Get the skinny on an immediate fixed annuity, and see if it's a good choice for you.

Which Type Is Right for You?: Deferred Variable Annuities

Get the lowdown on a deferred variable annuity, and see if it's the right fit for you.

Cut Risk? Maybe Not

There's no such thing as a free lunch -- or a risk-free investment.

Save Money in Retirement

Here are 12 tips to help you enjoy your golden years without breaking the bank.

Ask the Editors: Real-Life Retirement Questions and Guidance

Kiplinger editors provide answers to readers' real-life retirement-funding challenges, such as converting to a Roth IRA, boosting Social Security benefits, and assessing pension payouts.